Proyectos y organizaciones que reciben financiamiento de Interledger Foundation y trabajan para ampliar el acceso a los servicios financieros digitales en todo el mundo.
Los beneficiarios de subvenciones de Interledger trabajan en todo el mundo, en distintos entornos financieros, desde regiones con infraestructura limitada hasta economías digitales con un alto grado de conectividad. Entre ellos se encuentran organizaciones comunitarias, investigadores, especialistas en tecnología y promotores de causas que desarrollan infraestructura, impulsan la investigación, contribuyen a definir políticas y amplían las posibilidades de los sistemas financieros en la práctica.
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Call for Papers
500 USD
Monto total comprometido
Contribution to the Call for Papers blog publication track to expand upon their Call for Paper initial submission in the form of a public-oriented blog post that maintains intellectual rigour while engaging a broader, interdisciplinary readership.
Grant for the Web
10 000 USD
Monto total comprometido
A New Social (se abre en una pestaña nueva) operates Bridgy Fed (se abre en una pestaña nueva) to provide interoperability between decentralized social network protocols ActivityPub and AT Protocol. With a grant from the Interledger Foundation, A New Social led the lexicon definition for Web Monetization. Then, they integrated into Bridgy Fed with the JSON-LD definition for Web Monetization to have bi-directional Web Monetization wallet address attribution between the ActivityPub and AT Protocol ecosystems.
Call for Papers
5 000 USD
Monto total comprometido
Data for financial inclusion? An assessment of immigrants experiences with remittance platforms for financial inclusion. This submission connects to issues and topics across three topic areas. Specifically our research will highlight the following topics: Case studies of financial inclusion or exclusion at the margins Inclusion across the spectrum of financial products and services; Mobile operators and non-financial firms in the financial landscape, and Digital identity verification, data protection, and cross-border compliance.
Call for Papers
5 000 USD
Monto total comprometido
Financial Inclusion at the Margins: Forcibly Displaced Persons, Gender gaps and the Potential of Open Payment Interoperability in Nigeria. This paper draws on a 2024 CBN-led diagnostic survey across seven states (Adamawa, Borno, Benue, Cross River, Katsina, Yobe, and Zamfara)—where over 60% of IDPs reside—to examine financial inclusion among IDPs in camps, IDPs in host communities, refugees, and local residents. Though the current National Financial Inclusion Strategy (NFIS) (2021–2024) does not explicitly target forcibly displaced persons (FDPs), its emphasis on underserved regions, KYC constraints, and non-bank delivery channels aligns with many of their barriers. The diagnostic lays the foundation for FDP inclusion in Nigeria's upcoming NFIS strategy, highlighting that without intentional targeting, FDPs—especially women and rural dwellers—will remain structurally excluded.
Grant for the Web
20 000 USD
Monto total comprometido
Conffab (se abre en una pestaña nueva) is an online learning platform featuring content from experts curated by leading conference organizers. With a grant from the Interledger Foundation, Conffab will integrate and experiment with Web Monetization as an additional revenue model for its service and its content authors. It also contributed UX feedback on the Web Monetization WordPress plugin (se abre en una pestaña nueva).
Call for Papers
5 000 USD
Monto total comprometido
Banking on Rights: A Case Study of Digital Financial Inclusion for Blind Persons in Pakistan Following coordinated advocacy involving DPOs (Disabled Persons’ Organizations), technologists, and legal experts, the State Bank of Pakistan (SBP) issued guidelines on 5 December 2014, urging banks to facilitate blind customers through digital banking services. However, these guidelines have resulted in inconsistent implementation. In June 2021, the SBP introduced a comprehensive Policy for Financial Inclusion of Persons with Disabilities, mandating banks to develop Boardapproved strategies for the inclusion of PWDs as customers and employees. This policy emphasizes the need for accessible digital banking platforms, staff training, and the establishment of model branches equipped to serve PWDs. Yet it failed to mandate the accessibility of mobile apps and websites—a vital omission, given that digital platforms are now the primary mode of banking in Pakistan. Thus, while access has improved in theory, significant challenges remain in practice. This research seeks to document this evolution as a case of regulatory disruption from the margins and examines the implications for rights-based financial governance in the Global South.
Call for Papers
5 000 USD
Monto total comprometido
The Magallanes Experiment: How Open Payment Protocols Can Redesign Financial Inclusion in Chile’s Borderlands. This paper examines regulatory gaps in Chile’s payment policies (e.g., Transbank’s monopoly, Fintech Law 2023) and proposes reforms to mandate interoperability as public infrastructure, inspired by models like India’s UPI. It then explores ILP’s technical potential to enable low-cost, cross-border payments in Magallanes, formalizing informal transactions while ensuring security and public oversight. By linking policy (central bank mandates, antitrust rules) with technology (decentralized protocols, governance standards), the paper argues that interoperable systems—when embedded in law—can empower marginalized regions, turning Magallanes into a blueprint for financially excluded yet digitally connected territories worldwide.
Community Grants
500 000 USD
Monto total comprometido
Call for Papers
5 000 USD
Monto total comprometido
Interrogating Digital Financial Inclusion: DPI, Fintech, Microfinance and the Enduring Importance of Social and Public Infrastructures. This article will be written collaboratively by a policy researcher working on DPI, ideology and the Indian tech industry (Samdub 2023, 2025) and an anthropologist working on microcredit, regulation and financial inclusion (Kaushal 2022, 2025). We will take a mixed-methods approach to these questions, grounded in our prior research and disciplinary training. This will largely consist of desk research into current DPI policy supplemented by economic data, expert interviews, ethnographic detail and secondary research into the history of financial inclusion in India. The ethnographic evidence is derived from prior research with low-income borrowers across Indian cities, with a special focus on women borrowers and fintech users (Kaushal 2025).
Digital Financial Services
247 200 USD
Monto total comprometido
miPlata is developing an integrated financial platform for unbanked Latinos that connects payroll, digital banking, and cross-border remittances using the Interledger Protocol to reduce costs and improve access to financial services. Through a B2B2C approach that partners with employers and payroll providers, the project enables seamless payments and low-cost transfers, advancing financial inclusion for workers and their families across the Americas.
USD
Monto total comprometido