Enable Open Payments out of the box
Payment requests, quotes, approvals, and transfers, without building that infrastructure yourself.
Rafiki
Open-source software for financial institutions building on Interledger.
Read the Docs (opens in a new tab)
Implementing a new payments protocol from a specification is complex, time-consuming, and expensive. Many providers do not have the engineering capacity to build a full implementation in-house, and those that do would be duplicating work that already exists as tested, maintained, open-source software.
Rafiki is the open-source, ready-to-use reference implementation of the Interledger Protocol and the Open Payments standard.
It gives financial service providers, including banks, wallets, and other regulated payment providers, the infrastructure to connect and support Open Payments without building everything from scratch. It handles payment flows, authorization, and connectivity, so providers can focus on their own product rather than rebuilding the foundation.
What You Can Do With Rafiki
Connect and interoperate
Routing between wallets, currencies, and connected systems.
Test before you go live
Run Rafiki locally to simulate a full payment environment and validate integrations.
Contribute
Whether you are experienced with open source or new to it, there are many ways to help develop the project.
Built for Regulated Financial Institutions
Rafiki is designed for financial service providers operating under applicable financial regulation, not for individual developers or unregulated platforms. Interledger-powered networks built on Rafiki require participants to be licensed entities, with KYC and AML/CFT obligations, sanctions screening, and fraud prevention expected of every provider that connects. Those requirements are what let the network operate with confidence across regulated financial environments.
Start building
Rafiki is fully documented and open source. Read the docs, explore the code, and test on the shared network before you go live.
Build with Support
Talk to our team about integrating Rafiki, or apply for a grant to fund your implementation.