Policy and Advocacy

Public policy shapes whether financial systems are open, inclusive, and interoperable

Contact our Policy Team
Parliamentarians seated in the front row during a session at the Interledger Summit 2024

Financial systems succeed or fail by design. The rules, incentives, governance models, and infrastructure behind them determine who can participate, on what terms, and at what cost.

The Interledger Foundation works to ensure that open payment systems can operate in the real world: across jurisdictions, across currencies, across providers, and across communities that have too often been excluded from formal financial services.

We work with governments, regulators, multilateral institutions, civil society organizations, technical standards bodies, and multistakeholder coalitions to help create the policy commitments that open access to safe, affordable, and rights-respecting digital financial infrastructure. Access to the digital economy should not depend on where someone lives, how much they earn, the market power of local providers, or the business model of a single platform.

Our policy work focuses on consumer protection, interoperability mandates, transparent and proportionate fees, privacy, and regulatory space for innovative, open payment rails to compete on merit. We participate in global forums, support independent research, engage directly with policymakers and regulators, and contribute to policy processes from the perspective of an independent nonprofit steward of open payment technologies.

We Build the Tech

We steward open, vendor-neutral technologies, such as the Interledger Protocol (ILP) and the Open Payments API, that help financial systems interconnect across markets, currencies, institutions, and regulatory environments.

We Grow the Movement

We connect and fund developers, researchers, institutions, and communities working through the practical challenges of financial inclusion. Through grantmaking, working groups, partnerships, and convenings, we help align priorities, test approaches, and move ideas into practice.

We Shift the System

We work with policymakers, regulators, and think tanks to ensure open financial systems can operate in practice. Our policy engagement is grounded in evidence, community experience, technical realism, and the belief that payment systems should be designed around public benefit.

Policy in Action

United Nations Internet Governance Forum

As rapporteur of the Dynamic Coalition on Digital Financial Inclusion, the Interledger Foundation supports multistakeholder dialogue on open, interoperable, and inclusive digital financial systems.

High-level convening on digital financial infrastructure

Interledger Foundation grantee the Center for Technology and Society at FGV Law School convened senior experts from the National Payments Corporation of India and Banco Central do Brasil to examine how open infrastructure principles can inform payment system design.

Future of CDFIs Unleashed Summit

The Federal Reserve Bank of Atlanta participated in this Interledger Foundation convening examining how emerging financial infrastructure can better serve historically underserved communities.

Our Policy Briefs

The Role of Stablecoins in Facilitating Low-Value, Low-Cost Transactions

Read the Brief

Work with us

If you are a policymaker, regulator, researcher, standards body, civil society organization, or ecosystem partner interested in open and interoperable payment systems, we welcome collaboration through research, dialogue, and policy engagement.

Please contact Ayden Férdeline, Lead, Public Policy and Government Affairs: policy@interledger.org

Guiding Principles for Public Policy Engagement

All Interledger Foundation public policy activities and advocacy efforts adhere to principles of legality, transparency, and integrity. Our support is exclusively provided through grantmaking to think tanks, universities and institutions of higher education, and to civil society organizations for mission-aligned projects; we do not endorse political candidates or parties, nor make contributions to campaigns or other political activities.