The Regulator’s Dilemma is an engaging, debate-driven role-playing game that places participants in the complex intersection of financial innovation and consumer protection. Players role-play as FinTech innovators or Regulatory Panels, simulating the real-world tensions faced by Policymakers and FinTechs in an emerging market. Teams debate whether to approve, conditionally approve, or reject emerging financial technologies. The game is designed to promote thoughtful discussion, challenge assumptions, and surface the ethical and structural trade-offs embedded in regulatory decision-making.