Digital Financial Trends

August marked a turning point in digital finance. Many factors are accelerating the irreversible shift towards a more inclusive and digitally native financial ecosystem. One of the biggest leaders continues to be AI. Month by month AI continues to become a bigger part of our digital finance world.  As summer comes to a close, there has been a significant push and growing momentum in the real-time payments movement.

Why Communications Platforms Will Power The Next Era of Financial Inclusion - WEF

The article discusses how the old financial inclusion framework is no longer relevant. In today’s society, there needs to be a solution on how to include the digitally non-native users with the youth-savvy tech users to fully participate in the ever-evolving digital economy.

Stablecoins Set to Transform Cross Border Payments - Payment Dive

Companies are also beginning to understand that stablecoins are the faster and cheaper way for cross border transactions. This article details examples of companies exploring this option.

Banking Where It Matters - Designing for Growth in Informal Economies - The Banker

Even though banking has evolved over the years, banking is not about converting customers, it is about designing systems that make standardization possible for everyone. Serving the underbanked requires rethinking every component of the financial chain to make it successful and usable for them.

Open Finance is Exploding Globally: Why is the US Lagging? - The Financial Brand

As open finance continues to evolve rapidly, Singapore, UK and Brazil are the leaders in this area. This article examines practices in other countries that the US is not adopting.

The World Wide Rush Toward Central Bank Digital Currencies- The Globalist

CBDC’s have passed the experimental stage and are now considered a main player because they are stable, secure and centrally regulated. As of July 2025, there are 137 countries exploring and experimenting with DC’s compared to 35 countries in 2020.

Banking on the Future - Emerging Improvement of Digital Banking and Financial Inclusivity - Fintech Weekly

This article explores how AI, mobile money and fintech solutions continue to expand services globally for the underserved and underbanked in our world.

The Impact of Central Bank Digital Currencies on Regional Power Dynamics - The International Banker 

As digital currencies evolve, their geopolitical ramifications could set the stage for countries to challenge the existing norms to create a world where financial inclusion is possible for everyone.

Emerging Fintech Technologies Transform Global Financial Services Landscape - Yahoo Finance

Growth in the emerging technology fintech market is driven by the continued demand for digital financial solutions for everyone. This is powered by mobile banking, digital payments and AI services. Blockchain advancements, financial inclusion efforts and enhanced security are further boosting fintech adoption in our world.