At the 2025 UN Internet Governance Forum, the Interledger Foundation helped launch a Policy Blueprint advocating for open, interoperable, and inclusive digital payment systems.
Rotating Savings and Credit Associations (ROSCAs)—community-based financial groups rooted in trust and mutual support—are evolving through digital innovation, particularly with Open Payments technology. Once hyper-local and informal, ROSCAs are now being modernized with tools like blockchain, agentic AI, and the Interledger Protocol to facilitate secure, transparent, and low-cost cross-border transactions.
As digital finance becomes central to daily life, ensuring equitable access to financial services is crucial for dignity, autonomy, and inclusion—making digital financial inclusion a key enabler of human rights in the modern world.
Digital currencies are reshaping global finance, but interoperability remains a major challenge. The Interledger Protocol offers a solution by enabling cross-network payments. Achieving interoperability is crucial for unlocking the full potential of digital currencies, fostering financial inclusion, and building a truly connected global economy.
Advocates of Financial Inclusion 2.0 are basing the enhanced version around more inclusive and sustainable financial services for low-income, vulnerable, underserved individuals, communities, and businesses. Financial Cooperatives are Being Viewed as a Viable Pathway for Financial Inclusion 2.0.
The Interledger Foundation is a global nonprofit grantmaking foundation, leading the next revolution in payments through Interledger, the global network for inclusive digital financial service providers.
The Interledger Foundation is a global nonprofit grantmaking foundation, leading the next revolution in payments through Interledger, the global network for inclusive digital financial service providers.
