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Mila T. Samdub
Interdisciplinary Researcher, Digital Infrastructure
Mila T. Samdub is an interdisciplinary researcher who studies digital infrastructure in India and other parts of the majority world. He trained in architecture and media studies and has worked in art and design. His research examines how sociotechnical systems shape design possibilities, power relations and ideologies. He is an Interledger Foundation Call for Papers grantee.
Digital Public Infrastructure’s Promise of Financial Inclusion and the Reality of Digital Lending: A Comparative Approach
Mila T. Samdub and Dr. Tanushree Kaushal examine the promises and limits of India’s digital public infrastructure (DPI) for financial inclusion. They compare DPI-enabled digital lending with microfinance and public banking, focusing on trust, social ties and institutional credibility, and ask why digital lending reaches comparatively few women.