The Regulator’s Dilemma is an engaging, debate-driven role-playing game that places participants in the complex intersection of enabling financial innovation while ensuring consumer protection. Players will role-play being FinTech Innovators or Regulatory Teams, simulating the real-world tensions faced by policymakers. Teams will debate...and ultimately decide: whether to approve, conditionally approve, or reject emerging financial technologies. The game is designed to promote thoughtful discussion, challenge assumptions, and surface the ethical and structural trade-offs embedded in regulatory decision-making.